Tips for Lowering Your Auto Insurance Premiums From the
SC Department of Insurance
- Driving safely.
- Shop around and compare prices.
- Maintain a good driving record.
- Take the highest deductible you can afford and also take collision and comprehensive coverage.
- Before buying a vehicle, determine the cost of insuring it.
- On cars with a market value less than $1,000, consider carrying only liability coverage.
- Try to pay your premium well in advance of due date. No grace period applies to automobile insurance.
- Review your policy periodically and update coverage accordingly.
Ask about discounts such as:
- Multiple cars on a policy
- Completion of driver education courses
- Good student drivers under age 25
- Mature driver (between 50 and 65 years of age)
- Airbags and other safety equipment
- Anti-theft devices
- Low mileage accident-free record
- Auto/home insurance with same company
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